Phillip Rhoads MD
Internal Medicine • Loveland, CO
About
NoCo Primary Care in Loveland, Colorado, led by Phillip Rhoads MD and Sarah Kray PA, offers direct primary care for the entire family with transparent monthly pricing and no insurance billing. The clinic provides acute and chronic disease management, same or next-day appointments, secure app-based communication with providers, in-office procedures including skin lesion removal and joint injections, and discounted labs and medications.
Clinic Type
Internal Medicine
Address
Loveland, Colorado (NoCo Primary Care)
Phone
866-349-5355
info@nocoprimarycare.com
Opening Hours
Not published — contact the clinic to confirm hours.
Telehealth
Available via HIPAA compliant app (virtual visits)
Services Offered
Technology & Equipment
Team
Insurance & Payment
NoCo Primary care does not bill insurance; mentions catastrophic coverage options and Health Share pairing
Monthly membership pricing, $85/month (various age-based rates), one-time $50 enrollment fee + pro-rated first month, family pricing
Savings plan: Direct Primary Care model with upfront monthly memberships and discounts on labs, imaging, and medications
Languages Spoken
—
Pricing
Current Offers
New member enrollment — $85/month: Age 27 and up ($70/mo for second adult)
Family plan — Family of 4: $230/month ($25 each additional child under 18)
Age bands — $55/month: Age 18-26; $45/month: Age 0-17 (with enrolled adult)
Awards & Accreditations
Social Media
Photos
What Patients Say
Overall sentiment across review platforms: very positive
- FindMyDirectDoctor: 5.0 out of 5 stars (3 reviews listed on the FindMyDirectDoctor platform)
Patients praise
- Compassionate and knowledgeable care
- Unrushed appointments
- Friendly and accessible staff
- Effective communication and listening skills
- Holistic approach to healing
Common complaints
- None reported in available online reviews
"Dr. Rhoads is by far one of the most compassionate, knowledgable and helpful doctors I know. Instead of feeling like 'just another patient', he consistently takes time to hear what I have to say and respects me as a person and a patient."
— Patient testimonial on NoCo Primary Care website"The absolute best doctor I have ever experienced in my entire life. Dr. Rhoads is sincere, open-minded, compassionate, understanding, persistent, and smart."
— Review on FindMyDirectDoctorSynthesized from public review platforms as of Jul 10, 2026 — sources: [1][2][3][4].
In the News
- Abide Health: Local, Direct, Family Care in Louisville, Colorado – DPC News® (Direct Primary Care News & Resources) — Jul 31, 2025
- Subscription-based primary care aims to improve access, outcomes | Western Colorado | gjsentinel.com — Jul 10, 2026
- Direct primary care offers affordability, access as health care costs rise - Colorado Springs Gazette — Dec 27, 2025
Information sourced from the clinic's website as of July 10, 2026.
Comparing your options?
See other internal medicine clinics in Loveland, or search the full directory by insurance, ratings, and more.